Karen Marshall & The Karen Marshall Group

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"We were referred to Karen from another satisfied client within our company. He gave us the best agent in the South Hills. We were so impressed and extremely pleased with her thoroughness when we bought our home, we chose Karen again when it was time to sell."

Pete & Simone Guillot

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What is the world's largest palace?
A	The Imperial Palace (Gugong) in the center of Beijing, China covers over 178 acres and dates back to the early 1400s.
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Karen Marshall & The Karen Marshall Group, REALTOR®, real estate agents and broker for Pittsburgh, Washington County and Allegheny County, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Karen Marshall & The Karen Marshall Group
The Karen Marshall Group / Keller Williams Realty Pittsburgh South
1500 Oxford Drive, Suite #300
Bethel Park, PA 15102
412-831-3800
Fax: 412-831-9964
karenmarshall@NUMBER1EXPERT.com

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